借4万3年还七万利息高吗？

借4万3年还七万的利息，相当于年利率12.5%，比银行贷款利率高出不少。

每月还款金额

每月还款金额为：70000 / 36 = 1944 元

还款计划

| 期数 | 本金 | 利息 | 总还款金额 | 剩余本金 |

|---|---|---|---|---|

| 1 | 206.69 | 1373.31 | 1944 | 37933.31 |

| 2 | 413.39 | 1266.61 | 1944 | 37520 |

| 3 | 620.08 | 1160 | 1944 | 36899.92 |

| 4 | 826.78 | 1053.22 | 1944 | 36273.14 |

| 5 | 1033.47 | 946.53 | 1944 | 35646.67 |

| 6 | 1240.16 | 739.84 | 1944 | 35006.51 |

| 7 | 1446.85 | 497.15 | 1944 | 34359.66 |

| 8 | 1653.54 | 290.46 | 1944 | 33706.12 |

| 9 | 1860.23 | 183.77 | 1944 | 33055.89 |

| 10 | 2066.92 | 77.08 | 1944 | 32406.97 |

| 11 | 2273.61 | - | 1944 | 31756.97 |

| 12 | 2480.3 | - | 1944 | 31106.97 |

| 13 | 2686.99 | - | 1944 | 30456.97 |

| 14 | 2893.68 | - | 1944 | 29806.97 |

| 15 | 3100.37 | - | 1944 | 29156.97 |

| 16 | 3307.06 | - | 1944 | 28506.97 |

| 17 | 3513.75 | - | 1944 | 27856.97 |

| 18 | 3720.44 | - | 1944 | 27206.97 |

| 19 | 3927.13 | - | 1944 | 26556.97 |

| 20 | 4133.82 | - | 1944 | 25906.97 |

| 21 | 4340.51 | - | 1944 | 25256.97 |

| 22 | 4547.2 | - | 1944 | 24606.97 |

| 23 | 4753.89 | - | 1944 | 23956.97 |

| 24 | 4960.58 | - | 1944 | 23306.97 |

| 25 | 5167.27 | - | 1944 | 22656.97 |

| 26 | 5373.96 | - | 1944 | 22006.97 |

| 27 | 5580.65 | - | 1944 | 21356.97 |

| 28 | 5787.34 | - | 1944 | 20706.97 |

| 29 | 5994.03 | - | 1944 | 20056.97 |

| 30 | 6200.72 | - | 1944 | 19406.97 |

| 31 | 6407.41 | - | 1944 | 18756.97 |

| 32 | 6614.1 | - | 1944 | 18106.97 |

| 33 | 6820.79 | - | 1944 | 17456.97 |

| 34 | 7027.48 | - | 1944 | 16806.97 |

| 35 | 7234.17 | - | 1944 | 16156.97 |

| 36 | 7440.86 | - | 1944 | 15506.97 |