借50万银行利息多少钱一年？
借50万的银行利息与借款的期限和利率有关。假设借款期限为5年，利率为5%，则一年的利息为500,000 5% = 25,000元。
还款计划
借款人可以根据自己的财务状况，选择不同的还款方式，常见的有等额本息还款法和等额本金还款法。
等额本息还款法
每期还款额相同，其中包括本金和利息。随着还款的进行，利息的占比逐步减少，本金的占比逐步增加。
| 期数 | 月供 | 本金 | 利息 | 剩余本金 |
|---|---|---|---|---|
| 1 | 10,287.00 | 7,962.96 | 2,324.04 | 492,037.04 |
| 2 | 10,287.00 | 8,092.54 | 2,194.46 | 483,944.50 |
| 3 | 10,287.00 | 8,224.89 | 2,062.11 | 475,719.61 |
| 4 | 10,287.00 | 8,360.13 | 1,926.87 | 467,359.48 |
| 5 | 10,287.00 | 8,498.36 | 1,788.64 | 458,861.12 |
| 6 | 10,287.00 | 8,639.63 | 1,647.37 | 450,221.49 |
| 7 | 10,287.00 | 8,784.04 | 1,502.96 | 441,437.45 |
| 8 | 10,287.00 | 8,931.66 | 1,355.34 | 432,505.79 |
| 9 | 10,287.00 | 9,082.58 | 1,204.42 | 423,423.21 |
| 10 | 10,287.00 | 9,236.87 | 1,050.13 | 414,186.34 |
| 11 | 10,287.00 | 9,394.60 | 892.40 | 404,791.74 |
| 12 | 10,287.00 | 9,555.78 | 731.22 | 395,235.96 |
| 13 | 10,287.00 | 9,720.49 | 566.51 | 385,515.47 |
| 14 | 10,287.00 | 9,888.78 | 398.22 | 375,626.69 |
| 15 | 10,287.00 | 10,060.66 | 226.34 | 365,566.03 |
| 16 | 10,287.00 | 10,236.15 | 50.85 | 355,329.88 |
| 17 | 10,287.00 | 10,415.28 | -128.28 | 344,914.60 |
| 18 | 10,287.00 | 10,598.11 | -311.11 | 334,316.49 |
| 19 | 10,287.00 | 10,784.69 | -497.69 | 323,531.80 |
| 20 | 10,287.00 | 10,975.06 | -688.06 | 312,556.74 |
| 21 | 10,287.00 | 11,169.31 | -902.31 | 301,387.43 |
| 22 | 10,287.00 | 11,367.49 | -1,080.49 | 289,919.94 |
| 23 | 10,287.00 | 11,569.64 | -1,282.64 | 278,350.30 |
| 24 | 10,287.00 | 11,775.81 | -1,488.81 | 266,574.49 |
| 25 | 10,287.00 | 11,986.12 | -1,699.12 | 254,588.37 |
| 26 | 10,287.00 | 12,200.62 | -1,913.62 | 242,387.75 |
| 27 | 10,287.00 | 12,419.45 | -2,132.45 | 229,968.30 |
| 28 | 10,287.00 | 12,642.66 | -2,355.66 | 217,325.64 |
| 29 | 10,287.00 | 12,870.30 | -2,582.30 |
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