买车贷款55000还3年一月大概多少钱？
假设贷款利率为5%，分期还款36期，每月还款金额约为1708元。详细计算方法如下：
| 贷款金额 | 还款期数 | 年利率 |
| 55000元 | 36期 | 5% |
1. 计算每期利息
每期利息=贷款余额月利率=贷款余额年利率/12
2. 计算每期还款本金
每期还款本金=每期还款金额-每期利息
3. 计算每期贷款余额
每期贷款余额=上期贷款余额-每期还款本金
4. 每月还款明细
| 期数 | 贷款余额 | 每期利息 | 每期还款本金 | 每期还款金额 |
| 1 | 55000 | 229.2 | 1478.8 | 1708 |
| 2 | 53521.2 | 223.5 | 1484.5 | 1708 |
| 3 | 51975.7 | 216.6 | 1491.4 | 1708 |
| 4 | 50384.3 | 209.6 | 1498.4 | 1708 |
| 5 | 48752.9 | 202.5 | 1505.5 | 1708 |
| 6 | 47083.4 | 195.4 | 1512.6 | 1708 |
| 7 | 45376.6 | 188.2 | 1519.8 | 1708 |
| 8 | 43638.8 | 180.9 | 1527.1 | 1708 |
| 9 | 41869 | 173.6 | 1534.4 | 1708 |
| 10 | 40069.6 | 166.3 | 1541.7 | 1708 |
| 11 | 38242.3 | 158.9 | 1548.1 | 1708 |
| 12 | 36390.1 | 151.6 | 1555.4 | 1708 |
| 13 | 34515.5 | 144.2 | 1562.8 | 1708 |
| 14 | 32618.3 | 136.8 | 1570.2 | 1708 |
| 15 | 30700.5 | 129.2 | 1577.8 | 1708 |
| 16 | 28764.7 | 121.6 | 1585.4 | 1708 |
| 17 | 26811.3 | 113.9 | 1593.1 | 1708 |
| 18 | 24841.2 | 106.3 | 1600.7 | 1708 |
| 19 | 22855.5 | 98.6 | 1607.4 | 1708 |
| 20 | 20856.1 | 86.9 | 1619.1 | 1708 |
| 21 | 18846.2 | 79.1 | 1628.9 | 1708 |
| 22 | 16827.3 | 71.3 | 1636.7 | 1708 |
| 23 | 14802.6 | 63.4 | 1644.6 | 1708 |
| 24 | 12772.9 | 55.5 | 1652.5 | 1708 |
| 25 | 10741.4 | 47.6 | 1660.4 | 1708 |
| 26 | 8709.1 | 39.8 | 1668.2 | 1708 |
| 27 | 6678.8 | 31.9 | 1676.1 | 1708 |
| 28 | 4652.7 | 24 | 1684 | 1708 |
| 29 | 2633.7 | 13.1 | 1694.9 | 1708 |
| 30 | 943.8 | 4.7 | 1703.3 | 1708 |
| 31 | 103.1 | 0.5 | 1707.5 | 1708 |
| 32 | 7.5 | 0 | 1708 | 1708 |
| 33 | 0 | 0 | 1708 | 1708 |
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