从亲戚朋友借100万怎么说呢英语怎么说？借钱指南

礼貌地表明你的需求

Can I ask you a big favor? - 我可以求你帮个大忙吗？

I know this is a lot to ask, but I'm in a bit of a bind. - 我知道这要求很多，但我遇到了点困难。

I hate to ask, but I'm really in need of some financial assistance. - 我真不好意思，但我真的很需要一些经济上的帮助。

精确说明借贷金额和期限

I'm hoping to borrow $100,000 for a year. - 我希望借10万美金，期限为一年。

I would ideally like to repay the loan over two years. - 我希望在两年内还清贷款。

Would you be able to help me out with this request? - 你能满足我的这个请求吗？

表明你偿还的意图和能力

I solemnly swear to pay you back every penny with interest. - 我郑重发誓，连本带息地偿还每一分钱。

I have a stable job and a good credit score, so I'm confident I can make payments on time. - 我有一份稳定的工作和良好的信用评分，所以我相信我能够按时还款。

I understand the importance of honoring this obligation and I will prioritize repaying you. - 我明白履行这一义务的重要性，我将优先偿还给你。

征求他们的意见

I respect your decision, but I would be grateful if you would consider my request. - 我尊重你的决定，但我非常感谢你考虑我的请求。

If you're not comfortable lending me the full amount, any amount you can spare would be greatly appreciated. - 如果你不方便借给我全部金额，任何你能借的金额我都非常感激。

I appreciate your willingness to help me through this difficult time. - 我感谢你愿意在我这个困难时期帮助我。

礼貌的跟进

I wanted to follow up on my previous request for a loan. I'm still hoping you'll consider helping me out. - 我想对之前的借款请求进行跟进。我仍然希望你能考虑帮助我。

I understand if you need some time to think about it. I'll be patient and wait for your response. - 我理解如果你需要一些时间考虑。我会耐心地等待你的答复。

Thank you again for your consideration. - 再次感谢你的考虑。

法律考虑

It's always a good idea to put the loan agreement in writing, even if you're borrowing from a family member or friend. - 即使你从家人或朋友那里借钱，最好还是将借贷协议书面化。

A written agreement should include the amount borrowed, the interest rate (if any), the repayment schedule, and any other relevant details. - 书面协议应包括借款金额、利率（如果有）、还款计划以及任何其他相关细节。

Having a clear and concise loan agreement can help avoid misunderstandings and protect both parties. - 有一份清晰明确的借贷协议有助于避免误会，并保护双方。