中国农业银行贷款20万3年每月还多少本金？

根据中国农业银行贷款政策，贷款金额为20万元，贷款期限为3年，采用等额本金还款方式，每月还款本金金额为：

table

| 还款期数 | 还款本金（元） | 剩余本金（元） |

|---|---|---|

| 1 | 5,555.56 | 194,444.44 |

| 2 | 5,555.56 | 188,888.88 |

| 3 | 5,555.55 | 183,333.33 |

| 4 | 5,555.55 | 177,777.78 |

| 5 | 5,555.55 | 172,222.23 |

| 6 | 5,555.56 | 166,666.67 |

| 7 | 5,555.56 | 161,111.11 |

| 8 | 5,555.55 | 155,555.56 |

| 9 | 5,555.55 | 150,000.00 |

| 10 | 5,555.56 | 144,444.44 |

| 11 | 5,555.56 | 138,888.89 |

| 12 | 5,555.55 | 133,333.34 |

| 13 | 5,555.56 | 127,777.78 |

| 14 | 5,555.56 | 122,222.22 |

| 15 | 5,555.55 | 116,666.67 |

| 16 | 5,555.56 | 111,111.11 |

| 17 | 5,555.56 | 105,555.56 |

| 18 | 5,555.55 | 100,000.01 |

| 19 | 5,555.56 | 94,444.45 |

| 20 | 5,555.56 | 88,888.89 |

| 21 | 5,555.55 | 83,333.34 |

| 22 | 5,555.56 | 77,777.78 |

| 23 | 5,555.56 | 72,222.22 |

| 24 | 5,555.55 | 66,666.67 |

| 25 | 5,555.56 | 61,111.11 |

| 26 | 5,555.56 | 55,555.56 |

| 27 | 5,555.55 | 50,000.01 |

| 28 | 5,555.56 | 44,444.45 |

| 29 | 5,555.56 | 38,888.89 |

| 30 | 5,555.55 | 33,333.34 |

| 31 | 5,555.56 | 27,777.78 |

| 32 | 5,555.56 | 22,222.22 |

| 33 | 5,555.55 | 16,666.67 |

| 34 | 5,555.56 | 11,111.11 |

| 35 | 5,555.56 | 5,555.56 |

| 36 | 5,555.55 | 0.01 |

每月偿还额度计算

采用等额本金还款方式，每月偿还额度由两部分组成：本金和利息

本金部分：每月偿还本金5,555.56元。

利息部分：每月利息=贷款余额×年利率÷12。根据中国人民银行公布的贷款基准利率，以3年期为例，年利率为4.35%。

每月利息计算如下：

table

| 还款期数 | 贷款余额（元） | 月利率（%） | 月利息（元） | 月还款额（元） |

|---|---|---|---|---|

| 1 | 200,000.00 | 0.3625 | 725.00 | 6,280.56 |

| 2 | 194,444.44 | 0.3625 | 707.78 | 6,263.34 |

| 3 | 188,888.88 | 0.3625 | 689.93 | 6,245.49 |

| 4 | 183,333.33 | 0.3625 | 671.67 | 6,227.22 |

| 5 | 177,777.78 | 0.3625 | 653.13 | 6,208.68 |

| 6 | 172,222.23 | 0.3625 | 634.38 | 6,190.14 |

| 7 | 166,666.67 | 0.3625 | 615.42 | 6,170.98 |

| 8 | 161,111.11 | 0.3625 | 596.25 | 6,152.51 |

| 9 | 155,555.56 | 0.3625 | 576.94 | 6,133.00 |

| 10 | 150,000.00 | 0.3625 | 557.50 | 6,113.56 |

| 11 | 144,444.44 | 0.3625 | 537.92 | 6,093.88 |

| 12 | 138,888.89 | 0.3625 | 518.23 | 6,074.29 |

| 13 | 133,333.34 | 0.3625 | 498.42 | 6,054.58 |

| 14 | 127,777.78 | 0.3625 | 478.52 | 6,034.78 |

| 15 | 122,222.22 | 0.3625 | 458.53 | 6,014.89 |

| 16 | 116,666.67 | 0.3625 | 438.46 | 5,994.82 |

| 17 | 111,111.11 | 0.3625 | 418.33 | 5,974.69 |

| 18 | 105,555.56 | 0.3625 | 398.13 | 5,954.49 |

| 19 | 100,000.01 | 0.3625 | 37