如何委婉拒绝借100万：英文回复范例

委婉表达歉意

Thank you for considering me for the loan of $1 million. I appreciate your trust in me. Unfortunately, I am not able to lend you the money at this time.

非常感谢您考虑向我借款100万美元。我非常感谢您的信任。但我目前无法借给您这笔钱。

阐明当前财务状况

I am currently in a position where I am unable to lend out large sums of money. My financial situation does not allow for it at this time.

我目前无法借出大笔资金。我的财务状况不允许我这么做。

以避免伤害感情为目的提供替代建议

I understand that you may be in a difficult financial situation. I would be happy to help you explore other options for obtaining a loan. I can recommend some lenders who may be able to assist you.

我理解您可能处于困难的财务状况中。我很乐意帮助您探索其他贷款选择。我可以推荐一些可能能够帮助您的放贷人。

强调友谊或专业关系的珍贵

I value our friendship (or professional relationship) greatly. I do not want to jeopardize that by lending you money. I believe it is best to keep our finances separate.

我非常珍视我们的友谊（或专业关系）。我不想因为借钱给您而让这段关系受到损害。我相信最好将我们的财务状况分开。

以礼貌且明确的语言拒绝

Thank you again for your request. I hope you can understand my decision. I wish you the best of luck in your search for a loan.

再次感谢您的请求。我希望您能理解我的决定。祝您在寻找贷款时一切顺利。

其他有用提示

将拒绝意见发送至电子邮件或短信中

这样做可以为对方提供时间和空间来处理他们的失望情绪。

在拒绝时保持礼貌和尊重

即使您被要求了很多次，也要保持礼貌和尊重。

避免使用侮辱性的语言或指责

这只会激化局势并使关系恶化。

必要时寻求专业帮助

如果您觉得无法委婉拒绝，可以考虑寻求专业人士的帮助，如财务顾问或辅导员。

更多委婉拒绝借100万：英文回复范例

"I'm afraid I'm not in a position to lend money at this time. However, I can recommend a few reputable lenders who may be able to assist you."

"I appreciate your request, but I have a policy of not lending money to friends or family members. I believe it's important to keep our finances separate."

"I'm sorry, but I'm currently facing some financial challenges of my own. I'm not comfortable lending money until my situation improves."