如何向别人借 15 万人民币的英语措辞

向他人借取大笔资金可能是令人紧张的经历，尤其是在跨语言进行借贷时。以下是一些礼貌且专业的英语措辞，可帮助你向他人借取 15 万人民币：

开场白

例如：

"Hello, [对方姓名]。I hope you're having a great day. I'm reaching out today to ask for a favor."

"I'm in a bit of a financial bind and I was wondering if you would be willing to lend me 150,000 RMB."

说明你的财务状况

例如：

"I've been facing some unexpected expenses recently, and I'm short on cash."

"I have a stable income and a good credit history, so I'm confident that I can repay you."

提出借款条件

例如：

"I'm looking to borrow 150,000 RMB for a period of [几个月或几年]."

"I would be willing to pay [利率]% interest on the loan."

"I plan to repay the loan in [每月或每年] installments."

提供担保

例如：

"I understand that you may want some form of security, so I'm willing to offer [抵押品或担保人] as collateral."

"I'm also open to signing a formal loan agreement that outlines the terms of the loan."

表达感激

例如：

"I know this is a big ask, and I'm grateful for your consideration."

"I appreciate your time and attention to this matter."

"Thank you for your understanding."

其他建议

保持专业和礼貌，即使对方拒绝你的请求。

提供相关文件以支持你的财务状况，例如工资单或银行对账单。

如果可能，亲自提出请求，以建立更牢固的联系。

提前做好准备，知道你将如何使用这笔钱以及你如何计划偿还它。

尊重对方的决定，并接受他们的答复。