哪个银行贷款10万比较容易下款？

对于借款人而言，选择一家贷款容易下款、还款压力小的银行非常关键。以下是几家较为推荐的银行：

工商银行

工商银行作为国内最大的国有银行，拥有雄厚的资金实力和较为宽松的贷款政策。其个人信用贷款额度最高可达50万元，审批时间较短，放款速度快。

建设银行

建设银行也是一家大型国有银行，贷款政策相较工商银行略为严格。其个人信用贷款额度最高可达30万元，审批时间中等，放款速度较快。

招商银行

招商银行是一家民营银行，以服务质量和信贷政策灵活著称。其个人信用贷款额度最高可达50万元，审批时间较快，放款速度中等。

平安银行

平安银行在个人信用贷款领域深耕多年，积累了丰富的经验。其贷款额度最高可达50万元，审批时间中等，放款速度较快。

一次性还清压力小

为了降低还款压力， borrowers can consider a loan with a shorter repayment term. The shorter the repayment term, the higher the monthly payment will be, but the less interest you will pay overall.

Here are some tips for reducing the pressure of repaying a 100,000 yuan loan in one lump sum:

Choose a loan with a low interest rate. The lower the interest rate, the less interest you will pay over the life of the loan.

Make extra payments on your loan. Even if it's just a small amount, making extra payments each month can help you pay off your loan faster and save on interest.

Consider refinancing your loan. If you have a good credit score, you may be able to refinance your loan with a lower interest rate. This can help you reduce your monthly payments and save money.

It's important to note that these are just a few tips. The best way to reduce the pressure of repaying a loan is to create a budget and stick to it.