表达借款请求

当向亲戚提出借款请求时，用词礼貌尊重至关重要。以下是表达借款请求时可以使用的简洁礼貌的英语用语：

"I hope you are well. I am writing to ask if you would be willing to lend me $300,000."（我希望一切都好。我写信询问您是否愿意借给我30万美元。）

"I understand if you are not comfortable lending money to family members, but I would be grateful if you would consider it."（我理解如果您不愿意借钱给家人，但我非常感谢您的考虑。）

"I am facing a financial hardship and I need the funds to cover an expense. I have explored other options, but this is my last resort."（我遇到了经济困难，我需要这笔资金来支付一笔费用。我已经探索了其他选择，但这是我的最后手段。）

"I appreciate your time and consideration. I am happy to provide you with any additional information you may need."（感谢您的时间和考虑。我很乐意向您提供您可能需要的任何其他信息。）

分期还款安排

在提出借款请求的同时，建议提供分期还款安排，以展示你的还款能力和诚意：

"I propose to repay the loan in monthly installments of $X over a period of X years."（我提议以每月X美元的分期在X年的期限内偿还贷款。）

"I am also willing to pay interest on the loan at a rate of X%."（我也愿意以X%的利率支付贷款利息。）

"I have attached a sample repayment schedule for your review."（我已附上示例还款计划供您审阅。）

强调感激和尊重

在信件或谈话的结尾，表达你的感激之情并强调你对亲戚的尊重：

"I am very grateful for your consideration and I value our relationship immensely."（我非常感谢您的考虑，我非常重视我们之间的关系。）

"I want to assure you that I am committed to repaying the loan on time and in full."（我想向你保证，我致力于按时足额偿还贷款。）

"Thank you again for your time and understanding."（再次感谢您的时间和理解。）