农村信用社贷款3万三年还清每月偿还多少？

农村信用社贷款3万元，贷款期限3年，具体的每月还款金额由贷款利率决定。目前，农村信用社的贷款利率一般在4.35%至4.75%之间。按照4.5%的年利率计算，每月需偿还的金额为：

每月还款金额 = 贷款本金 × [月利率 × （1 + 月利率）^还款月数] / [（1 + 月利率）^还款月数 - 1]

= 30,000 × [0.045 / 12 × （1 + 0.045 / 12）^36] / [（1 + 0.045 / 12）^36 - 1]
= 904.43 元

还款表

根据上述计算，贷款3万元，贷款期限3年，每月还款904.43元，还款表如下：

| 期数 | 本金 | 利息 | 月还款额 | 剩余本金 |

|---|---|---|---|---|

| 1 | 252.35 | 652.08 | 904.43 | 29,747.65 |

| 2 | 254.43 | 650.00 | 904.43 | 29,493.22 |

| 3 | 256.51 | 647.92 | 904.43 | 29,236.71 |

| 4 | 258.60 | 645.83 | 904.43 | 28,978.11 |

| 5 | 260.68 | 643.75 | 904.43 | 28,717.43 |

| 6 | 262.77 | 641.66 | 904.43 | 28,454.66 |

| 7 | 264.85 | 639.58 | 904.43 | 28,191.81 |

| 8 | 266.94 | 637.49 | 904.43 | 27,924.87 |

| 9 | 269.02 | 635.41 | 904.43 | 27,655.85 |

| 10 | 271.11 | 633.32 | 904.43 | 27,384.74 |

| 11 | 273.19 | 631.24 | 904.43 | 27,111.55 |

| 12 | 275.28 | 629.15 | 904.43 | 26,836.27 |

| 13 | 277.36 | 627.07 | 904.43 | 26,560.91 |

| 14 | 279.45 | 624.98 | 904.43 | 26,285.46 |

| 15 | 281.53 | 622.90 | 904.43 | 26,009.93 |

| 16 | 283.62 | 620.81 | 904.43 | 25,735.31 |

| 17 | 285.70 | 618.73 | 904.43 | 25,459.61 |

| 18 | 287.79 | 616.64 | 904.43 | 25,183.82 |

| 19 | 289.87 | 614.56 | 904.43 | 24,907.95 |

| 20 | 291.96 | 612.47 | 904.43 | 24,632.00 |

| 21 | 294.04 | 610.39 | 904.43 | 24,355.96 |

| 22 | 296.12 | 608.31 | 904.43 | 24,079.84 |

| 23 | 298.21 | 606.22 | 904.43 | 23,803.63 |

| 24 | 300.29 | 604.14 | 904.43 | 23,527.34 |

| 25 | 302.38 | 602.05 | 904.43 | 23,251.96 |

| 26 | 304.46 | 599.97 | 904.43 | 22,976.50 |

| 27 | 306.55 | 597.88 | 904.43 | 22,701.02 |

| 28 | 308.63 | 595.80 | 904.43 | 22,425.42 |

| 29 | 310.72 | 593.71 | 904.43 | 22,150.71 |

| 30 | 312.80 | 591.63 | 904.43 | 21,875.88 |

| 31 | 314.89 | 589.54 | 904.43 | 21,601.00 |

| 32 | 316.97 | 587.46 | 904.43 | 21,326.03 |

| 33 | 319.06 | 585.37 | 904.43 | 21,051.04 |

| 34 | 321.14 | 583.29 | 904.43 | 20,775.90 |

| 35 | 323.23 | 581.20 | 904.43 | 20,499.67 |

| 36 | 325.31 | 579.12 | 904.43 | 20,224.36 |