朋友借钱15万理由英语怎么说？

当需要向朋友借钱时，用英语清楚地解释原因至关重要。以下是一些常见的表达方式，可用于请求借款 15 万元：

正式表达

如果您想正式提出请求，可以使用以下措辞：

"I am writing to formally request a loan of 150,000 yuan (RMB). I understand the significance of this amount and am committed to repaying the loan in full and on time."

非正式表达

对于不那么正式的情况，可以使用以下表达方式：

"Hey, I'm in a bit of a financial bind and was wondering if you could lend me 150,000 yuan (RMB)? I would be so grateful if you could help me out."

说明具体原因

为了增加请求的可信度，请说明借款的原因：

"I am currently experiencing some unexpected expenses related to (medical bills / car repairs / education). I would use the loan to cover these expenses and would be able to pay it back within (timeframe)."

"I have an opportunity to invest in a business venture that I believe has strong potential. The loan would allow me to take advantage of this opportunity."

"I am facing a temporary cash flow issue due to (seasonal fluctuations / business delays). The loan would bridge this gap and help me maintain financial stability."

强调偿还计划

向朋友保证您有明确的偿还计划：

"I have created a detailed repayment plan that outlines how I will pay back the loan, including principal and interest, over the next (timeframe)."

"I am confident in my ability to make the monthly payments on time and in full."

"I am willing to provide you with collateral or a guarantor to secure the loan."

表达感激之情

无论您的朋友是否借钱给您，都请务必表达您的感激之情：

"I understand that this is a big ask, and I appreciate you considering my request."

"I am so grateful for your friendship and support during this challenging time."

"If you are unable to lend me the money, I completely understand and will continue to respect our friendship."