计算借款利息和还款计划

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????? ????? ?????? ?????? ?? ?????? ?? ??????? ???? ?????? ???? ?????? ?? ??? ???????? ??? ??????? ????????? ???? ??? ???? ?? ?????? ??? ?? ??? ??????? ?????? ????? ?? ?????? ????? ??? ??

???? ???????

????? ??????? ???? ??????? ??? ???? ????? ????? ??????? ????? ?? ??????? ???? ????? 200000 ???? ????? ????? ????? 9% ?????? ????? ???? ?????? ????? ??????? ??????? ??? ???:

????? ????? = (??? ????? × ???? ??????? × ???? ??????) / 12

????? ????? = (200000 × 0.09 × 1/12)

= 1500 ???? ?????

???? ??? ??????

??? ???? ??????? ???????? ????? ???? ???? ?????? ?????? ???????? ???? ?????? ?? ???? ??? ?????? ??????? ?? ?? ?? ??? ????? ???????? ??? ????

???? ??????

| ???? | ??? ????? | ????? | ?????? ?????? |

|---|---|---|---|

| 1 | 1000 | 1500 | 2500 |

| 2 | 1000 | 1500 | 2500 |

| 3 | 1000 | 1500 | 2500 |

| ... | ... | ... | ... |

| 240 | 1000 | 1500 | 2500 |

???????? ??? ??????? ????? ???? ?????? ??????? ???? ???????:

?????? ??????? = ??????? ??????? × ??? ???????

?????? ??????? = 1500 × 240

= 360000 ???? ?????

????? ??? ?????? 200000 ???? ????? ?????? 9% ?????? ???? 20 ?????? ?????? ?????? ????? ????? 360000 ???? ? ????? ?????? ?????? ???? ?????? ?? 560000 ???? ????? (200000 ???? ????? ??? ??? + 360000 ???? ????? ?????).

????? ?????? ??? ????????

???? ?????? ?? ??????? ??????? ??? ???????? ??????? ???????? ??? ???? ??????? ??? ????? ???? ?? ???? ???? ??????? ?? ???? ??????? ???? ?

????? ??????

???? ????? ??????? ?? ???? ????? ?????? ??? ????

???? ?? ???? ????? ????? ??? ???

?? ?? ??????? ??????? ??? ????? ??????? ?? ???? ??? ????? ??? ??

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