法定借贷利率各省市情况一览

法定借贷利率是指国家或政府规定的，在正常情况下借贷双方适用的最高利率。各省市的具体法定借贷利率有所不同，以下为全国各省市的法定借贷利率情况：

贷款种类

法定借贷利率根据贷款种类而异，常见的有以下几种：

短期贷款：一年及以内

中期贷款：一至三年

长期贷款：三年以上

各省市利率一览表

以下表格展示了各省市的法定借贷利率：

| 省市 | 短期贷款利率 | 中期贷款利率 | 长期贷款利率 |

|---|---|---|---|

| 北京 | 4.35% | 4.7% | 4.85% |

| 上海 | 4.35% | 4.7% | 4.85% |

| 广东 | 4.35% | 4.7% | 4.85% |

| 江苏 | 4.35% | 4.7% | 4.85% |

| 浙江 | 4.35% | 4.7% | 4.85% |

| 山东 | 4.35% | 4.7% | 4.85% |

| 河南 | 4.35% | 4.7% | 4.85% |

| 湖北 | 4.35% | 4.7% | 4.85% |

| 湖南 | 4.35% | 4.7% | 4.85% |

| 四川 | 4.35% | 4.7% | 4.85% |

| 河北 | 4.35% | 4.7% | 4.85% |

| 山西 | 4.35% | 4.7% | 4.85% |

| 辽宁 | 4.35% | 4.7% | 4.85% |

| 吉林 | 4.35% | 4.7% | 4.85% |

| 黑龙江 | 4.35% | 4.7% | 4.85% |

| 安徽 | 4.35% | 4.7% | 4.85% |

| 福建 | 4.35% | 4.7% | 4.85% |

| 江西 | 4.35% | 4.7% | 4.85% |

| 山东 | 4.35% | 4.7% | 4.85% |

| 广西 | 4.35% | 4.7% | 4.85% |

| 重庆 | 4.35% | 4.7% | 4.85% |

| 天津 | 4.35% | 4.7% | 4.85% |

| 海南 | 4.35% | 4.7% | 4.85% |

| 西藏 | 4.35% | 4.7% | 4.85% |

| 新疆 | 4.35% | 4.7% | 4.85% |

| 宁夏 | 4.35% | 4.7% | 4.85% |

| 青海 | 4.35% | 4.7% | 4.85% |

| 内蒙古 | 4.35% | 4.7% | 4.85% |

| 甘肃 | 4.35% | 4.7% | 4.85% |

| 青岛 | 4.35% | 4.7% | 4.85% |

| 宁波 | 4.35% | 4.7% | 4.85% |

| 苏州 | 4.35% | 4.7% | 4.85% |

| 无锡 | 4.35% | 4.7% | 4.85% |

| 南京 | 4.35% | 4.7% | 4.85% |

| 杭州 | 4.35% | 4.7% | 4.85% |

| 深圳 | 4.35% | 4.7% | 4.85% |

| 珠海 | 4.35% | 4.7% | 4.85% |

| 佛山 | 4.35% | 4.7% | 4.85% |

| 东莞 | 4.35% | 4.7% | 4.85% |

| 中山 | 4.35% | 4.7% | 4.85% |

| 惠州 | 4.35% | 4.7% | 4.85% |

| 汕头 | 4.35% | 4.7% | 4.85% |

注意事项

需要注意的是，法定借贷利率只是最高利率，实际借贷利率可能受多种因素影响，如借款人的信用状况、借款金额、借款期限等。借款人应在借款前仔细了解和比较不同贷款产品的利率和费用，选择最适合自己需求的贷款产品。